TELEMEDICINE (MDLIVE)
MDLIVE is a convenient option when it’s not possible to visit your doctor’s office, retail clinic, or urgent care center. Plus, it’s more cost-effective than visiting the ER for an illness that’s not an emergency. You can see a board-certified doctor by secure video, phone, or mobile app who can treat non-emergency conditions such as allergies, asthma, cold/flu, ear or respiratory infections, and nausea or vomiting. Medication can be prescribed if indicated. Activate your account now so you will be ready to chat with a doctor when you need one. Go to mdlive.com/ibx and click Activate Now. Enter the information requested. When you receive an email from MDLIVE, be sure to click the link to verify your account.
PRESCRIPTION DRUG COVERAGE
When you elect any of the Medical options, you automatically receive prescription drug coverage administered by FutureScripts®. The Medical Plan uses a Preferred Drug List (called a formulary), which encourages the use of the most clinically-effective and cost-effective medications. Contact Member Services for a copy of the current Preferred Drug List.
If your doctor prescribes a drug that is not on the Preferred Drug List, ask if another drug, such as a generic equivalent or therapeutic alternative, can be used to treat your condition.
VISION COVERAGE
Three of the Medical options include Davis Vision coverage. The Keystone POS and Keystone HMO plans include the $35 Vision program that provides benefits for eyeglasses or contact lenses. The Personal Choice HDHP plan includes the $75 Vision program that provides benefits for exams and eyeglasses or contact lenses. When you use Davis Vision providers, you receive higher benefits.
The names ($35 or $75) refer to the reimbursement for certain services. If you elect the Personal Choice PPO or waive coverage, you may enroll in the Freestanding Vision Plan (this is the $75 Vision program). You pay the full cost (separate enrollment form required). See the Plan Summary Chart on the Forms and Documents website page (www.archphila.org/hrbenefits).
